Call Us Today:

Worcester: 508.756.4300

Uxbridge: 508.278.5577

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At A & P Insurance Agency Inc, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from A & P Insurance Agency Inc are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

A & P Insurance Agency Inc - Worcester

273 Southwest Cutoff
Worcester, MA 01604
Main office: 508-756-4300
Fax: 508-756-0026

Office Hours:

Mon: 8:30AM - 4:30PM
Tues: 8:30AM - 4:30PM
Wed: 8:30AM - 4:30PM
Thurs: 8:30AM - 4:30PM
Fri: 8:30AM - 3:00PM
Sat: Closed
Sun: Closed

A & P Insurance Agency Inc - Uxbridge

107 South Main Street
Uxbridge, MA 01569
Main office: 508-278-5577
Fax: 508-839-9500

Office Hours:

Mon: 8:30AM - 4:30PM
Tues: 8:30AM - 4:30PM
Wed: 8:30AM - 4:30PM
Thurs: 8:30AM - 4:30PM
Fri: 8:30AM - 4:30PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.